Customer Onboarding That Takes 45 Minutes, Not 4 Hours
Digital KYC, automated screening, intelligent risk assessment and approval workflows in one streamlined platform.
Manual Customer Onboarding is Killing Your Growth
Spreadsheet Hell
Juggling Excel files, emails, and shared drives. Information scattered everywhere.
Time Sink
4-6 hours per customer. Your analysts are drowning in data entry.
Human Error
Missed red flags, incomplete data, inconsistent risk assessments.
Audit Nightmares
Can't find documentation when examiners ask. Incomplete trails.
How Muraqaba Works
Data Collection
Digital Data Collection
Modern Onboarding Forms
Customizable forms for individuals & corporates
Mobile-friendly for customer self-service
Auto-validation (check email format, ID numbers)
Progress saving (customers can resume later)
Multi-language support (Arabic & English)
No more PDFs and data re-entry.
Documents
Document Management
Secure Document Vault
Drag-and-drop upload (Passport, Emirates ID, Proof of Address)
Automatic OCR data extraction
Version control & expiry tracking
Encrypted storage (AES-256)
Regulator-ready organization
Everything in one place, always accessible.
Screening
Automated Screening
Global Watchlist Screening
PEP (Politically Exposed Persons) databases
Sanctions lists (OFAC, UN, EU, UAE)
Adverse media monitoring
Real-time API integration
Match resolution workflow
Daily re-screening for approved customers
Catch high-risk individuals automatically.
Risk Assessment
Risk Assessment
Intelligent Risk Rating Engine
Rule-based risk scoring (no black box)
Factors: Occupation, geography, expected activity
Industry-specific risk templates (VASP, Real Estate, etc.)
Risk override with audit trail
Historical risk tracking
Configurable thresholds
Know your risk exposure instantly.
Approval
Approval Workflow
Multi-Level Approval Process
Analyst review → Manager approval workflow
Task assignment & notifications
Investigation checklist enforcement
Comment threads & collaboration
SLA tracking (know what’s overdue)
Complete audit trail
Never lose track of where customers are.
How Haydr Works
Onboard Faster
Collect customer data digitally
Screen against global watchlists
Assess risk automatically
Approve with workflow
Monitor Continuously
Connect transaction sources
30 AML rules run automatically
Alerts for suspicious activity
Investigate and document
Stay Current
Daily regulatory monitoring
Instant high-priority alerts
Calendar of key deadlines
Never miss a requirement
.
Report Confidently
Complete audit trails
One-click compliance reports
Export to any format
Regulator-ready documentation